Mobile Banking Solution
Accelerate Innovation
Foster Differentiation, Personalization, Simplicity and High Availability.
Mobility is at the centre of the IoT trends driving a connected consumer,
with a relentless focus on enhancing the digital experience for consumers.
In the last few decades banking industry has undergone through tremendous
changes be it regulatory, customer experience or digital transformation. Why
the paradigm shift?
Mobile smart phones are now a ubiquitous phenomenon. For people 'on the go'
there is no time to visit the bank and stand in queues. Customers need the
flexibility and convenience of banking 'anywhere, anytime' so mobile banking
allows them to do so irrespective of geographic location, 24x7.
Segmetriq presents a unique customizable and effective Mobile Banking
platform which can fit to the banks requirements and serve their customer's
growing banking needs.
With this solution, you can support your customers' entire banking journey,
right from on-boarding to transactional banking requests, on the mobile
device of their choice. The solution offers an extensive range of
distinguished capabilities to enrich customer experience and to increase
your up-sell/cross-sell success. It helps in reduction of cost of deployment
and maintenance of various mobile apps and assures speedy launch of several
common features across customer segments.
Mobile Banking framework is made available in two parts
- Mobile Banking Gateway Server
- Mobile Banking Native App for Android based Smart Phones.
The Mobile Banking Framework accounts for Low bandwidth to transfer data
which are compressed and have encrypted packets, high level of security,
flexible and scalable architecture that complies with Indian regulatory
guidelines. This one application can efficiently supervise Credit, Saving,
Current and NRI accounts and can underpin deposits, recurring deposits, and
fixed deposits.
Key Features
- SOA based architecture
- UID enabled KYC and customer on-boarding services
- Account opening facility and fund transfers
- Integration with CBS and third party applications
- Real-time information on business transactions
- Cloud-ready solution
- Efficient and automatic operations
Benefits
- Cost effective Model
- Improved Business Acquisition
- Secure authentication modes
- Integration with CBS and third party applications
- Offer convenient and real time transactions
- Flexible, expandable access points by agent network
- Real-time Accounting status using 2G / 3G / 4G network connectivity
Mobility Platform Portfolio - TAB Banking Services
KYC Services
Regular KYC
- Proof of Identity
- Proof of Address
- Proof of Address
Customer Onboarding Services
No Frills Basic Bank Accounts /Regular Financial Products
- Savings
- Current
- Overdraft
Request Services
- Term Deposit
- Demand Loan
- Term Loan
Financial Transaction Services
Transaction Services
- Cash Deposit
- Funds Transfer
Request Services
- Balance Enquiry
- Mini Statement
